Credit Portfolio Analyst - Poland

September 8, 2026

Office

Middle

Warsaw, Poland

Important before applying

This job has conditions that may affect your decision to apply

Office-only workEnglish is requiredPart-time role

Description

Ikano Bank is looking for a Credit Portfolio Analyst to support credit risk decisions in the Polish market. The role involves analysing portfolio performance, identifying risk drivers and providing actionable insights for pricing and collections. You will work with cross‑functional teams across Europe and contribute to continuous improvement of credit strategies.

Responsibilities

Monitor and analyse credit portfolio performance across origination, back‑book and collections
Track key KPIs and report deviations from targets to senior management
Identify performance signals and propose corrective actions for pricing and treatment strategies
Conduct detailed analyses of portfolio segments, customer behaviour and risk drivers
Prepare regular dashboards, reports and presentations for internal governance forums

Requirements

Minimum 2 years of experience in credit risk, analytics or portfolio management
Strong knowledge of credit risk metrics such as PD, NPL, DPD and write‑offs
Proficiency in SQL for data extraction and analysis
Ability to use Python and BI tools for reporting and visualisation
Fluency in Polish and English for communication with stakeholders

Conditions

Full‑time employment with possibility of part‑time arrangement
Office based in Warsaw with modern facilities
Annual social day and favorable conditions for Ikano Bank products
No disclosed salary range; compensation aligned with market standards
Standard employee benefits according to Swedish‑Polish corporate policies

SQLPythonBI toolsbanking

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